You need life insurance if you think you will leave financial
obligations behind when you die. Family obligations create financial obligations. Life insurance
benefits can provide food and shelter for children and other
dependents.
Tips
•
Determine
the financial obligations you will have when you
die.
•
Include
in the equation, college education, mortgage, auto
loans, if you have a two income family consider covering
the spouses income and for how long.
•
Have you and your agent
decide which product or combination of products fit
your needs.
Remember every financial obligation you have should be considered
for life insurance coverage.